{"id":6516,"date":"2020-03-02T10:45:04","date_gmt":"2020-03-02T10:45:04","guid":{"rendered":"https:\/\/blogs.transparent.com\/dutch\/?p=6516"},"modified":"2020-03-10T13:11:53","modified_gmt":"2020-03-10T13:11:53","slug":"dutch-money-talking-about-money","status":"publish","type":"post","link":"https:\/\/blogs.transparent.com\/dutch\/dutch-money-talking-about-money\/","title":{"rendered":"Dutch Money: Talking About Money"},"content":{"rendered":"<p><em>Geld <\/em>(money). It is the lifeblood of our <em>economie\u00ebn\u00a0<\/em>(economies) and we need it in our\u00a0<em>dagelijks leven\u00a0<\/em>(daily life) for everything from\u00a0<a href=\"https:\/\/blogs.transparent.com\/dutch\/how-to-navigate-a-dutch-supermarket\/\"><em>boodschappen\u00a0<\/em>(groceries, household items)<\/a> to\u00a0<a href=\"https:\/\/blogs.transparent.com\/dutch\/traveling-by-train-in-the-netherlands\/\"><em>treinkaartjes\u00a0<\/em>(train tickets)<\/a> to buying a\u00a0<a href=\"https:\/\/blogs.transparent.com\/dutch\/honking-in-the-netherlands-i-dont-think-so\/\"><em>rijbewijs <\/em>(driver&#8217;s license)<\/a> once you get tired of all the\u00a0<em>vertragingen <\/em>(delays) of the Dutch trains. In the previous posts about Dutch money, we talked about where the Dutch\u00a0<em>gulden\u00a0<\/em>came from and how the <em>euro\u00a0<\/em>established itself in the Netherlands. But what about using money, and how do people refer to money? And how do the Dutch talk about money?<\/p>\n<p><a href=\"https:\/\/blogs.transparent.com\/dutch\/tag\/dutch-money\/\"><strong>Click here for other posts in the series on Dutch Money.<\/strong><\/a><\/p>\n<h2><strong>Using Money in the Netherlands<\/strong><\/h2>\n<div id=\"attachment_6522\" style=\"width: 1034px\" class=\"wp-caption alignnone post-item__attachment\"><a href=\"https:\/\/commons.wikimedia.org\/wiki\/File:Betaalpas_en_logo_contactloos_betalen.jpg\" aria-label=\"Betalen Betaalpas Maestro Paying Netherlands Contactless 1024x682\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-6522\" class=\"size-large wp-image-6522\"  alt=\"\" width=\"1024\" height=\"682\" \/ src=\"https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-1024x682.jpg\" srcset=\"https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-1024x682.jpg 1024w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-350x233.jpg 350w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-768x511.jpg 768w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless.jpg 1199w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><p id=\"caption-attachment-6522\" class=\"wp-caption-text\">Image by ING Nederland at Commons.wikimedia.org under license CC BY SA 2.0<\/p><\/div>\n<p>While there are many countries where you&#8217;d feel inclined to get some\u00a0<em>contant geld\u00a0<\/em>(cash), the Dutch rely heavily on\u00a0<a href=\"https:\/\/blogs.transparent.com\/dutch\/campaigns-in-nl-4-klein-bedrag-pinnen-mag\/\"><em>pinnen\u00a0<\/em>(paying by card)<\/a>. However, contrary to many countries, <em>creditcards <\/em>(credit cards &#8211;\u00a0the word\u00a0<em>kredietkaart\u00a0<\/em>exists, but the English word is used a lot in Dutch these days) far from accepted everywhere. The big supermarket chain <a href=\"https:\/\/blogs.transparent.com\/dutch\/the-dutch-and-all-their-money-words\/\">Albert Heijn<\/a>, for example, does not accept <em>creditcards\u00a0<\/em>in all its stores. Most\u00a0<a href=\"https:\/\/blogs.transparent.com\/dutch\/what-you-must-know-about-dutch-train-stations-pt-1\/\"><em>stationwinkels\u00a0<\/em><\/a>(stores at stations), at the airports and a few stores in Amsterdam do accept these. In all other stores,\u00a0<em>pinnen\u00a0<\/em>is only possible with a V-Pay or Maestro card. So if you don&#8217;t have those, make sure you find their competitor Jumbo (which does accept credit cards) or go the route of <em>contant geld<\/em>.<\/p>\n<p>Many stores strangely do not accept <em>creditcards<\/em>, but only Maestro or V-Pay cards. Even other prepaid <i>debet <\/i>(debit) cards won&#8217;t work! So make sure you figure this out before you go to the Netherlands.<\/p>\n<p>However, if you have a compatible card, you can really use it anywhere and everywhere. On the market, in small\u00a0<em>caf\u00e9s\u00a0<\/em>(cafes), tourist shops,\u00a0<em>parkeerautomaten\u00a0<\/em>(parking machines). Also, paying\u00a0<em>contactloos\u00a0<\/em>(contactless) has spread very fast, and is available in many places.<\/p>\n<h2><strong>Talking money<\/strong><\/h2>\n<p><iframe loading=\"lazy\" title=\"Wim Sonneveld-Poen\" width=\"500\" height=\"375\" src=\"https:\/\/www.youtube.com\/embed\/TJHcltud40g?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>How do the Dutch refer to money? Here are some <em>bijnamen <\/em>(nicknames) for certain coins:<\/p>\n<h4><em><strong>Ton<\/strong><\/em><\/h4>\n<p>In business circles, you will often hear the word\u00a0<strong><em>ton\u00a0<\/em><\/strong>when referring to money. The title of an <a href=\"https:\/\/nos.nl\/artikel\/2156796-recordboete-van-3-ton-voor-illegale-airbnb-s-in-amsterdam.html\">article from 2017<\/a> is a nice example:<\/p>\n<p class=\"title_iP7Q1aiP\"><em>Recordboete van 3 ton voor illegale Airbnb&#8217;s in Amsterdam\u00a0<\/em>(record fine of 3 tons for illegal Airbnbs in Amsterdam)<\/p>\n<p>The first line immediately tells you what on earth 3 tons of money means:<\/p>\n<p><em>De gemeente Amsterdam heeft een recordboete van 297.000 euro opgelegd wegens de illegale verhuur van appartementen op Airbnb.\u00a0<\/em>(The municipality of Amsterdam has imposed a record fine of 297,000 euro because of illegal apartment rentals on Airbnb).<\/p>\n<p>So a\u00a0<em>ton\u00a0<\/em>is 100,000 monetary units. A\u00a0<em>ton\u00a0<\/em>is also used to refer to 1,000 kilograms, which is a ton in other countries. This reference to money is probably related to this. Since 1839, a <em>gulden\u00a0<\/em>had to weigh exactly 10 grams. 100,000 <em>gulden\u00a0<\/em>weigh exactly 1,000,000 grams, or 1,000 kilograms &#8211; a ton.<\/p>\n<p>This can be\u00a0<em>verwarrend\u00a0<\/em>though.\u00a0<em>Een auto van 2 ton <\/em>can mean a car that <span style=\"text-decoration: underline\">costs<\/span> 200,000 or\u00a0<span style=\"text-decoration: underline\">weighs<\/span> 2,000 kilograms.<\/p>\n<h4>\u00a0<strong><em>Knaken, ballen, pieken<\/em><\/strong><\/h4>\n<p>A\u00a0<em>knaak\u00a0<\/em>was originally a word referring to a\u00a0<a href=\"https:\/\/blogs.transparent.com\/dutch\/?p=6478&amp;preview=true\"><em>rijksdaalder\u00a0<\/em>(rixdollar)<\/a>, but over time it has become a general term referring to a\u00a0<em>gulden\u00a0<\/em>or a euro. Similar stories are related to <em>ballen <\/em>and <em>pieken<\/em>, which all refer to a 1 <em>gulden<\/em>\/euro coin. You can compare it to the American &#8220;bucks&#8221;. So for example:<\/p>\n<p><em>Ik heb vandaag vijftig knaken verdiend!\u00a0<\/em>(I made fifty bucks today!)<\/p>\n<p>It is mostly used in the plural, in an informal way.<\/p>\n<p><em><strong>Poen<\/strong><\/em><\/p>\n<p><em>Poen<\/em> is a different word for\u00a0<em>geld.\u00a0<\/em>Again, rather slang. There is a <a href=\"https:\/\/www.nporadio1.nl\/podcasts\/poen\">podcast<\/a> by the public radio channel Radio 1 on\u00a0<em>economisch nieuws\u00a0<\/em>(economic news) by the name POEN!<\/p>\n<p>Older people might still use words like\u00a0<em>stuiver<\/em>, <em>dubbeltje\u00a0<\/em>or\u00a0<em>gulden<\/em>. All of these words are no longer in use, since they refer to the\u00a0<em>gulden<\/em>, which was replaced by the euro in 2002. A\u00a0<em>stuiver\u00a0<\/em>is 5 cents, a\u00a0<em>dubbeltje\u00a0<\/em>is 10 cents and a\u00a0<em>gulden\u00a0<\/em>could simply mean 1 euro. There is a great article that goes much deeper into all the nicknames related to money in the time of the\u00a0<em>gulden<\/em>. <a href=\"https:\/\/www.dbnl.org\/tekst\/_taa014200101_01\/_taa014200101_01_0222.php\">You can read it here.<\/a><\/p>\n<h2><strong><em>Praten over knaken<\/em><\/strong><\/h2>\n<div id=\"attachment_6520\" style=\"width: 1034px\" class=\"wp-caption alignnone post-item__attachment\"><a href=\"https:\/\/unsplash.com\/photos\/Y_x747Yshlw\" aria-label=\"Geld Money Euro Salaris Salary Dutch 1024x453\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-6520\" class=\"size-large wp-image-6520\"  alt=\"\" width=\"1024\" height=\"453\" \/ src=\"https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/geld-money-euro-salaris-salary-dutch-1024x453.jpg\" srcset=\"https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/geld-money-euro-salaris-salary-dutch-1024x453.jpg 1024w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/geld-money-euro-salaris-salary-dutch-350x155.jpg 350w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/geld-money-euro-salaris-salary-dutch-768x339.jpg 768w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/geld-money-euro-salaris-salary-dutch-1536x679.jpg 1536w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/geld-money-euro-salaris-salary-dutch-2048x905.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><p id=\"caption-attachment-6520\" class=\"wp-caption-text\">Image by Christian Dubovan at Unsplash.com<\/p><\/div>\n<p>How do the Dutch talk about money? Are they shy or open about it?<\/p>\n<p>My colleague Karoly previously wrote in a fantastic post about the Dutch stereotypes of being\u00a0<em>gretig\u00a0<\/em>(greedy) and always trying to save a buck. <a href=\"https:\/\/blogs.transparent.com\/dutch\/the-dutch-and-all-their-money-words\/\">Read that post here.<\/a> And that attitude also translates to how people talk about money.<\/p>\n<p>Many people are not very open about sharing their <em>salaris <\/em>(salary). That&#8217;s quite usual in many cultures. The\u00a0<em>salaris<\/em> is off the table! If you ask somebody:<\/p>\n<p><em>Hoeveel verdien je?\u00a0<\/em>(How much do you make?)<\/p>\n<p><em>Nooit genoeg, natuurlijk!\u00a0<\/em>(Never enough, of course!)<\/p>\n<p>Talking about how much money you make is easily seen as\u00a0<em>opscheppen\u00a0<\/em>(showing off), and others easily feel\u00a0<em>jaloezie\u00a0<\/em>(jealousy). That&#8217;s no different in the Netherlands. But there are some efforts to get people to\u00a0<a href=\"https:\/\/www.andc.tv\/item\/people-opinion-zoom-praten-over-knaken-vertel-gewoon-hoeveel-geld-je-verdient\"><em>praten over knaken\u00a0<\/em>(talk about bucks)<\/a>. Though between friends, people are often more open.<\/p>\n<p>But what about expenses? <em>Huurprijzen\u00a0<\/em>(rent prices) are very high in the Netherlands, and the Dutch also have a reputation for liking\u00a0<em>klagen\u00a0<\/em>(complaining). So when it comes to how much\u00a0<em>huur\u00a0<\/em>the Dutch pay, they are pretty open about it. Or other things at prices that are <em>ongehoord\u00a0<\/em>(outrageous)!<\/p>\n<p>But, when talking about money, here are the kind of things you&#8217;d say:<\/p>\n<p><em><strong>Ik verdien 3000 euro per maand.<\/strong><\/em><\/p>\n<p>I make 3000 euros a month.<\/p>\n<p><em><strong>Is dat bruto of netto?<\/strong><\/em><\/p>\n<p>Is that brutto or netto?<\/p>\n<p><em><strong>Bruto. Maar ik kan er best mee rondkomen, hoor.<\/strong><\/em><\/p>\n<p>Bruto. But I can manage quite well, actually. (<em>rondkomen\u00a0<\/em>basically means to &#8220;finish the circle&#8221;, making ends meet)<\/p>\n<p><em><strong>Hoeveel verdien jij dan?<\/strong><\/em><\/p>\n<p>And how much do you make?<\/p>\n<p><em><strong>Ik verdien iets minder dan jij. Rond de 2500.<\/strong><\/em><\/p>\n<p>I make a bit less than you. About 2500.<\/p>\n<p>And&#8230; How do you continue a conversation like that? I think that&#8217;s what people are a bit afraid of, including the Dutch. While they may be\u00a0<em>beroemd\u00a0<\/em>(famous) for their flat hierarchy in the workplace, talking money is not something the Dutch tend to like. Looking like an\u00a0<em>opschepper\u00a0<\/em>(showoff) is just too big of a risk.<\/p>\n<p><strong>What do you think about how the Dutch handle their money? How do people talk about money in your country? Let me know in the comments below!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<img width=\"350\" height=\"233\" src=\"https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-350x233.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-350x233.jpg 350w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-1024x682.jpg 1024w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless-768x511.jpg 768w, https:\/\/blogs.transparent.com\/dutch\/wp-content\/uploads\/sites\/11\/2020\/02\/betalen-betaalpas-maestro-paying-netherlands-contactless.jpg 1199w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><p>Geld (money). It is the lifeblood of our economie\u00ebn\u00a0(economies) and we need it in our\u00a0dagelijks leven\u00a0(daily life) for everything from\u00a0boodschappen\u00a0(groceries, household items) to\u00a0treinkaartjes\u00a0(train tickets) to buying a\u00a0rijbewijs (driver&#8217;s license) once you get tired of all the\u00a0vertragingen (delays) of the Dutch trains. In the previous posts about Dutch money, we talked about where the Dutch\u00a0gulden\u00a0came from&hellip;<\/p>\n<p class=\"post-item__readmore\"><a class=\"btn btn--md\" href=\"https:\/\/blogs.transparent.com\/dutch\/dutch-money-talking-about-money\/\">Continue Reading<\/a><\/p>","protected":false},"author":110,"featured_media":6522,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":""},"categories":[60713,27711],"tags":[3,516214,13],"class_list":["post-6516","post","type-post","status-publish","has-post-thumbnail","hentry","category-culture-2","category-dutch-vocabulary-2","tag-culture","tag-dutch-money","tag-vocabulary"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"But what about using money, and how do people refer to money? And how do the Dutch talk about money? 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