{"id":34315,"date":"2021-11-19T17:38:41","date_gmt":"2021-11-19T16:38:41","guid":{"rendered":"https:\/\/blogs.transparent.com\/french\/?p=34315"},"modified":"2021-11-22T15:55:33","modified_gmt":"2021-11-22T14:55:33","slug":"a-la-banque","status":"publish","type":"post","link":"https:\/\/blogs.transparent.com\/french\/a-la-banque\/","title":{"rendered":"\u00c0 la banque"},"content":{"rendered":"<p><em>Bonjour<\/em> from France!<\/p>\n<p>As I mentioned in a previous post, I have recently moved to France. I&#8217;ve been spending the last few weeks with some logistical things, and one of those included opening a French bank account.<\/p>\n<div id=\"attachment_34318\" style=\"width: 970px\" class=\"wp-caption aligncenter post-item__attachment\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-34318\" class=\"wp-image-34318 size-full\" src=\"https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720.jpg\" alt=\"\" width=\"960\" height=\"640\" srcset=\"https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720.jpg 960w, https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720-350x233.jpg 350w, https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720-768x512.jpg 768w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><p id=\"caption-attachment-34318\" class=\"wp-caption-text\">Photo from Pixabay, CCO.<\/p><\/div>\n<p>When opening up a bank you will need the following documents:<\/p>\n<ul>\n<li><em>une pi\u00e8ce d\u2019identit\u00e9 officielle comportant une photographie (carte nationale d\u2019identit\u00e9, passeport, carte de s\u00e9jour)<\/em><\/li>\n<li><em>un justificatif de domicile (un avis d\u2019imposition, une facture d\u2019eau ou d\u2019\u00e9lectricit\u00e9, une quittance de loyer ou encore une attestation d\u2019h\u00e9bergement pour les personnes h\u00e9berg\u00e9e par un tiers)<\/em><\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-<\/p>\n<ul>\n<li>an official identity document including a photograph (national identity card, passport, residence permit)<\/li>\n<li>proof of address (a tax notice, a water or electricity bill, a rent receipt or even an accommodation certificate for people hosted by a third party)<\/li>\n<\/ul>\n<p>Some banks in France include:<em> Banque Populaire, BNP Paribas, Credit Agricole,<\/em> <em>Societe General<\/em>, or <em>La Banque Postale<\/em>.<\/p>\n<p>If you face difficulties to open an account (which is possible if you are a not a resident, worker, or student) there is something called &#8220;<em>droit au compte<\/em>&#8221; (right to account): the <em>Banque de France\u00a0<\/em>will appoint a bank and force it to open an account for you.<\/p>\n<p>After you open your account, you will be issued a card as well as a <em>Relev\u00e9 d\u2019Identit\u00e9 Bancaire<\/em> (RIB- bank account information slip) which is what you can use for automatic rent payments, or other monthly bills.<\/p>\n<p><strong><em>Vocabulaire:\u00a0<\/em><\/strong><\/p>\n<p>cash &#8211;<em> le liquide<\/em><br \/>\nbills &#8211; <em>les billets<\/em><br \/>\ncredit card &#8211; <em>la carte de cr\u00e9dit<\/em><br \/>\ncash advance &#8211; <em>le retrait d&#8217;esp\u00e8ces<\/em><br \/>\naccount &#8211; <em>le compte<\/em><br \/>\nATM &#8211; <em>le distributeur automatique de billets<\/em><br \/>\ncashier &#8211; <em>le caissier<\/em><br \/>\nchange &#8211; <em>la monnaie<\/em><br \/>\ncoins &#8211; <em>les pi\u00e8ces<\/em><br \/>\nexchange rate &#8211;<em> le taux de change<\/em><br \/>\nbank &#8211; <em>la banque<\/em><br \/>\ndollar &#8211;<em> le dollar<\/em><\/p>\n<p>loan &#8211; <em>le pr\u00eat<\/em><br \/>\nmoney &#8211; <em>l&#8217;argent<\/em><br \/>\ninterest rate &#8211; <em>le taux d&#8217;int\u00e9r\u00eat<\/em><br \/>\nto refund &#8211; <em>rembourser<\/em><br \/>\ntraveler&#8217;s check &#8211; <em>le ch\u00e8que de voyage<\/em><br \/>\nsavings account &#8211; <em>le compte \u00e9pargne<\/em><br \/>\nreceipt &#8211; <em>le re\u00e7u<\/em><br \/>\nto sign &#8211; <em>signer<\/em><br \/>\nto exchange money &#8211; <em>changer de l&#8217;argent<\/em><\/p>\n<p>What are the charges? &#8211; <em>Quels sont les frais?<\/em><br \/>\nI have three checks I&#8217;d like to cash. &#8211; <em>J&#8217;ai trois ch\u00e8ques de voyage pour lesquels je voudrais de l&#8217;argent liquide.<\/em><br \/>\nI would like to buy some traveler&#8217;s checks. &#8211; <em>Je voudrais acheter des ch\u00e8ques de voyage.<\/em><br \/>\nI would like to cash my traveler&#8217;s checks. &#8211; <em>Je voudrais recevoir de l&#8217;argent liquide pour mes ch\u00e8ques de voyage.<\/em><br \/>\nWhat is the exchange rate? &#8211; <em>Quel est le cours?<\/em><br \/>\nDo you charge a fee for that? &#8211; <em>Prenez-vous une commission pour ceci?<\/em><br \/>\nCan I exchange money here? &#8211; <em>Puis-je changer de l&#8217;argent ici?<\/em><br \/>\nI want to exchange only&#8230; dollars. &#8211; <em>Je veux changer seulement&#8230; dollars.<\/em><br \/>\nWhere can I exchange money? &#8211; <em>O\u00f9 puis-je changer de l&#8217;argent?<\/em><br \/>\nCan I use this credit card in your ATM? &#8211; <em>Puis-je utiliser ma carte de cr\u00e9dit dans votre distributeur automatique?<\/em><br \/>\nWhere is the closest ATM located? &#8211; <em>O\u00f9 se trouve le distributeur le plus proche?<\/em><\/p>\n<p>______________________________________________________<\/p>\n<p>Wanna learn French with Transparent Language Online? Use code BLACKFRIDAY30 to save 30% on all <a href=\"https:\/\/www.transparent.com\/personal\/transparent-language-online.html\">monthly and annual subscriptions<\/a>. Now through 11\/29.<\/p>\n","protected":false},"excerpt":{"rendered":"<img width=\"350\" height=\"233\" src=\"https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720-350x233.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720-350x233.jpg 350w, https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720-768x512.jpg 768w, https:\/\/blogs.transparent.com\/french\/wp-content\/uploads\/sites\/3\/2021\/11\/euro-1353420_960_720.jpg 960w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><p>Bonjour from France! As I mentioned in a previous post, I have recently moved to France. I&#8217;ve been spending the last few weeks with some logistical things, and one of those included opening a French bank account. When opening up a bank you will need the following documents: une pi\u00e8ce d\u2019identit\u00e9 officielle comportant une photographie&hellip;<\/p>\n<p class=\"post-item__readmore\"><a class=\"btn btn--md\" href=\"https:\/\/blogs.transparent.com\/french\/a-la-banque\/\">Continue Reading<\/a><\/p>","protected":false},"author":166,"featured_media":34318,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":""},"categories":[13],"tags":[],"class_list":["post-34315","post","type-post","status-publish","has-post-thumbnail","hentry","category-vocabulary"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/posts\/34315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/users\/166"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/comments?post=34315"}],"version-history":[{"count":5,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/posts\/34315\/revisions"}],"predecessor-version":[{"id":34321,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/posts\/34315\/revisions\/34321"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/media\/34318"}],"wp:attachment":[{"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/media?parent=34315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/categories?post=34315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.transparent.com\/french\/wp-json\/wp\/v2\/tags?post=34315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}