If you’re in the thick of the 金融危机 (financial crisis), you’re not alone.  The crisis is also more commonly known as the 次贷危机 (subprime loan crisis).  No matter who you are, you are likely to 受到影响 (be affected).  Large numbers of companies have either 破产 (gone bankrupt) or 倒闭 (closed shop), depending on the severity of their situation.  Even though a lot of 投资者 (investors) may be able to  把自己的抵押还清 (pay off their own mortgages), the same can’t be said for everyone else. This reminds me of a Chinese saying, which is,”好借好还再借不难“　(if you’ve borrowed something and given it back, borrowing again isn’t hard)

金融 jin1rong2 – finance/financial
危机 wei1ji – crisis
次 ci4 – in this case, it means “second” or “of lesser quality” c.f. 次品 (factory-second goods)
贷 dai4 – loan, short for 贷款
影响 ying3xiang3 – influence
破产　po4chan3 – bankrupt
倒闭　dao3bi4 – close down
投资者 tou2zi1zhe3 – investor
抵押 di3ya1 – mortgage
还清 huan2qing1 – pay back (in full)
投资　tou2zi1 – investment
借 jie4 – loan/borrow