Knowing what to do with your money is very important, especially while traveling! So, do you know everything about Polish money?

Poland’s legal tender (prawny środek płatniczy) is called Złoty (PLN).
1 złoty = 100 groszy.

Coins in circulation (monety w obiegu):
PLN 1, 2 and 5 and
1, 2, 5, 10, 20 and 50 groszy coins

Bills in circulation (banknoty w obiegu):
PLN 10, 20, 50, 100 and 200 bills.

To help the blind and partially-sighted, each Polish banknote carries a special mark – a distinctive embossed shape identifying the value of the bank note:
PLN 10 – square (kwadrat)
PLN 20 – circle (okrąg)
PLN 50 – diamond (romb)
PLN 100 – plus sign (znak plus)
PLN 200 – triangle (trójkąt)

You can exchange money everywhere in Poland, in big cities and small towns. You can use an ATM machine (bankomat) or visit a bank, currency exchange counter in town or at a hotel reception desk.

All major foreign currencies (główne waluty obce) may be exchanged for Polish money at a bank or exchange counter (kantor). Over the counter exchange is available at larger hotels, at border crossings or in dedicated outlets across towns and cities.

Banks in larger cities are usually open from 9 am to 4 pm on weekdays and until 1 pm on Saturdays. Kantors are usually open from 9 am to 7 pm weekdays and until 2 pm on Saturdays. 24-hour services are usually available in larger major tourist centres such as train stations, border crossings and airports.

Major traveler’s cheques (czeki podróżne) can be exchanged at most of the locations above, with the exception of Kantors. Eurocheques are accepted in accordance with the standard international practice.

It is hard these days to get by without a piece of plastic in your wallet, particularly while travelling abroad, when it is neither necessary nor convenient to carry travellers cheques or cash. In Poland, the use of credit cards (karty kredytowe) is widely accepted, particularly in major towns and tourist attractions.
The most widely used cards are Europay International, MasterCard International, Visa International, and American Express, both embossed and electronic versions.

Electronic cards (Maestro, Visa Electron) can be used only in cash dispensers and at points of sale equipped with electronic card readers. Embossed cards (Eurocard/Mastercard, VISA) are not subject to such restrictions.

Please shared any Polish money tips with us in comments below:)