Polish Language Blog

Banks in Poland Posted by on Jun 12, 2017 in Phrases

Poland now has a number of very good western style banks. Most banks in Poland have cash machines /ATM’S (bankomaty in Polish), which will dispense Polish currency,  making things easy for tourists who should be able to use their regular visa or master card to withdraw funds without having to deal with a money exchange office (kantor).

PKO BP is the largest and most popular national bank in Poland, while Citibank, HSBC, MultiBank and MBank are most commonly used. Staff in these companies can generally speak English, and online banking can also be done in English.

Smaller, more traditional Polish banks and branches may not have English-speaking staff readily available.

I want to make a withdrawal – chciałbym/chciałabym wypłacić pieniądze

how would you like the money? – w jakich nominałach?

I’d like to transfer some money to this account – chciałbym/chciałabym przelać trochę pieniądzy na to konto

I’d like to open an account – chciałbym/chciałabym otworzyć konto

could you tell me my balance, please? – czy może mi pan podać saldo?

what’s the exchange rate for US dollar? – jak jest kurs wymiany dolara amerykańskiego?

where’s the nearest ATM machine? – gdzie jest najbliższy bankomat?

what’s the interest rate on this account? – jakie oprocentowanie ma to konto?

I’ve lost my bank card – zgubiłem/zgubiłam swoją kartę płatniczą

we’ve got a joint account – mamy wspólne konto

I’ve forgotten the PIN number for my card – zapomniałem/zapomniałam kod PIN do mojej karty

Insert your card – Włóż kartę

Enter your PIN – Wprowadź PIN

Incorrect PIN – Błędny PIN

Enter – Zatwierdź

Correct – Popraw

Cancel – Anuluj

Withdraw cash – Wypłata gotówki

Other amount – Inna kwota

Please wait – Proszę czekać

Insufficient funds – Niewystarczające środki na koncie

Another service? – Inne usługi

Remove card – Odbierz kartę


Even though Poland joined the European Union in 2004, it has not yet adopted the Euro. The Polish currency is the Złoty (PLN). A single zloty is made up of 100 Groszy.
Notes: PLN 10, 20, 50, 100 and 200
Coins: 1, 2, 5, 10, 20 and 50 groszy and PLN 1, 2 and 5

Is it all about the money? Money in Poland.



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About the Author: Kasia

My name is Kasia Scontsas. I grew near Lublin, Poland and moved to Warsaw to study International Business. I have passion for languages: any languages! Currently I live in New Hampshire. I enjoy skiing, kayaking, biking and paddle boarding. My husband speaks a little Polish, but our daughters are fluent in it! I wanted to make sure that they can communicate with their Polish relatives in our native language. Teaching them Polish since they were born was the best thing I could have given them! I have been writing about learning Polish language and culture for Transparent Language’s Polish Blog since 2010.